If you’ve recently won a lottery jackpot, you’ll likely want to consider hiring a therapist to help you deal with the emotions of winning the prize. Winning the lottery can cause significant stress and strain on your personal relationships. You may feel guilty or betrayed by friends and family, and it’s natural to be overwhelmed by the amount of money you’ve received. A therapist can help you cope with these feelings and find ways to make the most of your newfound wealth.

Though lottery authorities are usually financially secure, lottery winners might not be so fortunate. Poor investment decisions may wipe out all of your winnings, and if you don’t have the self-control to make the right investments, you could find yourself losing money sooner rather than later. Annuities, on the other hand, don’t invest your winnings all at once, allowing you time to find a good financial advisor and protect your assets.

Whether you’re going to announce your big win or keep your identity private, remember to wait until you’re ready. Once you’ve received notification of your lottery jackpot, take a photo of the ticket stub and store it in a safe place. Next, start building your financial dream team. A team of specialists will help you manage large sums of money. Aside from a private banker and an investment adviser, you’ll also need an estate-planning lawyer and a certified public accountant. And you’ll need an insurance expert as well.